8. Faith comes to us through hearing, when we believe that the teachings divinely revealed to us are true and when we trust in God’s promises. Faith is the beginning of human salvation, and the foundation and root of all justification. Without faith, it is impossible to please God and to come into the company of his children. Our justification takes place through faith, hope, and goodwill. Unless hope and goodwill are added to faith, it is dead rather than living and does not unite us to Christ.

We need to cooperate in this process. We have the power to move either closer to or farther away from [Christ]; if we did not, nothing could be granted to us, because we would be like a lifeless body.

Our openness to being justified renews us; this renewal takes place as Christ’s merit is applied to us, as the result of our own cooperation. Therefore we get credit for the works that we do; yet because they are done as a result of grace and through the Holy Spirit, and because Christ alone has earned merit, the rewards God gives us are his own gifts within us. Therefore none of us can attribute anything of merit to ourselves.

12. Particular teachings from the Formula of Concord concerning our being justified by faith apart from the works of the law:

(a) Faith is attributed to us as righteousness apart from the works of the law, because of the merit of Christ that faith brings us (pages 78, 79, 80, 584, 689).

(b) Goodwill comes along only after we have the faith that makes us just. Faith actually does not make us just if it has been formed through acts of goodwill, although Catholics say it does (pages 81, 89, 94, 117, 688, 691; appendix, page 169).

(c) The contrition that precedes, and the renewal, sanctification, and good works that follow, have no part to play in the business of being justified by faith (pages 688, 689).

(d) It is foolish to dream that the works enjoined by the second tablet of the Ten Commandments make us just before God. We follow them in our dealings with other human beings, but not with God. In the process of being justified we must deal with God and placate his wrath (page 102).

(e) Any who believe their sins are forgiven because they do acts of goodwill are insulting Christ; their confidence in their own righteousness is wicked and futile (pages 87, 89).

(f) Good works must be completely excluded from any discussion of our justification and eternal life (page 589).

(g) Good works are not necessary to make us deserving of salvation; they play no part in activating the process of being justified (pages 589, 590, 702, 704; appendix, page 173).

(h) We must reject the proposition that good works are necessary for our salvation. This position takes away the consolation of the gospel, gives us a reason to doubt God’s grace, and strengthens the presumption that we ourselves are righteous. Papists adopted these views in support of a bad cause (page 704).

(i) We reject and condemn the expression that good works are necessary for salvation (page 591).

(j) Statements that good works are necessary for salvation are not to be taught or defended, but should be excluded and rejected by our churches as false (page 705).

(k) Works that do not proceed from true faith are actually sins in God’s sight. That is, such works are tarnished with sin, since a bad tree cannot bear good fruit (page 700).

(l) Our good works do not preserve or maintain faith or salvation in us; they are just a testimony that the Holy Spirit is present and dwelling within us (pages 590, 705; appendix, page 174).

(m) People ought to reject the decree of the Council of Trent [and whatever else is used to support the opinion] that our good works preserve salvation or that our works either completely or only in part preserve and maintain the righteousness received by faith or even faith itself (page 707).